Privacy Policy

Cobos Advisory, LLC ("Cobos Advisory," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit cobosadvisory.com (the "Site") or otherwise interact with us. By using the Site, you agree to this Policy.

Information We Collect

Information you provide. When you complete a contact form, request a consultation, use one of our calculators or tools, subscribe to communications, or otherwise contact us, we may collect your name, email address, phone number, business name, financial or tax-related information you choose to share, and any other details you submit.

Information collected automatically. When you visit the Site, we and our service providers may automatically collect your IP address, browser type, device information, pages viewed, referring URLs, and similar data through cookies, pixels, and analytics tools. We also capture marketing attribution data (for example, UTM parameters) to understand how you found us.

Information from third parties. We may receive information about you from marketing platforms, referral or affiliate partners, and data providers we use to identify or qualify prospective clients.

How We Use Your Information

We use your information to respond to inquiries and provide our services; schedule and conduct consultations; send you information, proposals, and marketing communications; operate, maintain, and improve the Site; analyze traffic and measure marketing performance; process referrals and affiliate relationships; and comply with legal obligations.

How We Share Your Information

We do not sell your personal information. We may share it with: service providers who help us operate our business (for example, our CRM, email and scheduling platforms, analytics providers, and payment processors); professional advisors such as our attorneys and accountants; referral or affiliate partners where you were introduced through them; and authorities or other parties where required by law or to protect our rights.

Communications and Consent

By providing your phone number or email, you consent to receive communications from us, which may include calls, text messages (SMS), and emails about our services. Message and data rates may apply. You can opt out of marketing emails using the unsubscribe link in any email, and out of text messages by replying STOP. Opting out of marketing does not affect communications necessary to deliver services you have requested.

Cookies and Tracking

The Site uses cookies and similar technologies to function properly, remember preferences, and measure performance. You can control cookies through your browser settings, though disabling them may affect Site functionality.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices and Rights

Depending on your state of residence, you may have the right to access, correct, or delete the personal information we hold about you, or to opt out of certain processing. To make a request, contact us at contact@cobosadvisory.com. We will respond as required by applicable law.

Third-Party Links

The Site may link to third-party websites. We are not responsible for the privacy practices or content of those sites.

Children's Privacy

The Site is intended for adults and is not directed to children under 18. We do not knowingly collect information from children.

Changes to This Policy

We may update this Policy from time to time. The "Last Updated" date above reflects the most recent revision. Your continued use of the Site after changes take effect constitutes acceptance.

Contact Us

Cobos Advisory, LLC 1221 Brickell Avenue, Miami, FL 33131 contact@cobosadvisory.com